You already know these communities.
Get paid for it.
You've spent years earning trust in communities that the traditional financial system has ignored. Worth was built for exactly those people — and we're looking for experienced Lifeline and ACP partners to help us reach them.
The same communities you've been serving for years
Worth was built specifically for people who've been excluded from traditional banking and credit — not because they're unreliable, but because no one was measuring their reliability. That's your audience.
Recent Immigrants
No credit history doesn't mean no financial character. Worth recognizes reliability signals that traditional credit scoring ignores — rent paid on time, bills managed consistently, community standing.
First-Gen College Students
Young adults starting their financial lives without a credit foundation. Often the financial decision-makers for their whole household. Worth gives them a real, dignified starting point.
Lifeline & ACP Households
Families managing tight budgets with discipline and consistency. They've been paying rent and bills on time for years. Worth finally counts it — and builds their financial future from it.
Three products. One platform. Zero fees to get started.
When you refer someone to Worth, you're giving them access to tools that can genuinely change their financial trajectory — which is why conversions are strong and referrals spread organically.
Free FDIC-insured banking
A real bank account with no monthly fees, no minimum balance, and no credit check required. Backed by Cross River Bank, Member FDIC. The foundation everything else is built on.
Credit building through rent
Worth reports rent and qualifying bill payments to the credit bureaus. Payments people are already making — now automatically building a credit history they actually own.
Wireless service — earned
Users who fund their account and set up rent reporting unlock 3 months of free wireless service. After that, just $35/month plus taxes and fees. No contracts.
You make the introduction. Worth does the rest.
Worth is a digital, mobile-first platform. Your job isn't to explain every feature — it's to create a trusted moment and hand off to the app. The entire onboarding happens on the prospect's phone.
The field conversation is simple. You're not pitching a financial product — you're introducing a tool to someone you already have trust with. One sentence is often enough:
"I've been helping people in this community get phone service for years. There's a new app called Worth — free banking, builds your credit from your rent payments, and earns you free wireless. Want me to send you the link right now?"
— Example partner introductionFrom there, you send your unique referral link via SMS, show a QR code, or share a short video on your phone. Worth's onboarding flow takes over — you don't have to become a financial expert.
Ways to share your referral link
SMS / Text
Send your link directly to prospects from your database or in person
Pre-written templates with your link embedded, ready to send in one tap
QR Code
Your personal QR card — show it on your phone or hand it over in person
Everything you need. Nothing you don't.
Once you're approved and onboarded, you'll receive a complete partner resource kit designed for high-touch, trust-based community outreach — not generic marketing materials.
Your Verbal Pitch — 3 Sentences
A plain-language introduction script tested across languages and generations. Short enough to say in passing. Clear enough that anyone understands it the first time.
Personal QR Code Card
A pocket-sized physical card with your unique referral QR code. Show it on your phone or hand it over. One scan takes the prospect directly to your personalized Worth signup flow.
SMS & Email Templates
Pre-written outreach copy with your referral link already embedded. Available in English and Spanish. Ready to send to your database with a single tap — no editing required.
60-Second Demo Video
A short, jargon-free video that shows exactly how Worth works. Share it in a text, play it on your phone in person, or post it yourself. Answers the 'what is this?' question instantly.
Community FAQ Card
The five questions your community will actually ask — about safety, banking, credit, and wireless — with honest, plain-language answers. Builds confidence before the first objection comes up.
Direct Worth Support Contact
A real person on the Worth team you can reach if a referral hits a snag. Because nothing damages community trust faster than a partner who can't resolve a problem for someone they personally vouched for.
From application to first payout
We keep the onboarding lean. Six steps from application to earning — most partners are up and running within a week of approval.
Submit Application
Complete the short intake form below. Takes about 3 minutes.
Worth Reviews
We review your background and reach out within 2 business days.
Onboard as a Worth User
Approved partners open their own Worth account — giving you your unique referral link and firsthand product experience.
Complete Partner Training
A 20-minute onboarding call with the Worth team. We walk through the product, your resource kit, and answer any questions.
Start Referring
Use your link, QR code, templates, and community relationships to start driving signups your way.
Get Paid
$25 when a referral funds their account. $50 when they fund and complete rent setup. Paid on confirmation.
Submit Application
Complete the short intake form below. Takes about 3 minutes.
Worth Reviews
We review your background and reach out within 2 business days.
Onboard as a Worth User
Approved partners open their own Worth account — giving you your unique referral link and firsthand product experience.
Complete Partner Training
A 20-minute onboarding call with the Worth team. We walk through the product, your resource kit, and answer any questions.
Start Referring
Use your link, QR code, templates, and community relationships to start driving signups your way.
Get Paid
$25 when a referral funds their account. $50 when they fund and complete rent setup. Paid on confirmation.
What partners ask before they apply
If your question isn't here, reach out to our partnerships team directly — we'll respond within one business day.
Ready to get started?
Tell us about your background and community reach. We review every application personally and follow up within 2 business days.
Partner Intake Form
Approved partners onboard as Worth users and receive their complete resource kit — including their unique referral link, QR code card, templates, and a personal onboarding call with our team.