Your reliability.
Finally recognized.

You've been building financial stability all along. Worth makes it visible. And makes it powerful.

No hard credit check
No monthly fees
FDIC insured

We recognize what others miss

What you do with money shows who you are.

Worth looks at everything. How you pay rent. How you pay your phone bill. How you use your bank account.

Worth sees the real you. This is better than a credit score.

Paying on time shows people can trust you. Using your account well shows you care about your money. Saving money shows you plan ahead.

Rent payments

Paying rent on time for three years? Worth sees that.

Phone bills

Never miss your phone bill? Worth sees that too.

Bank account

Use your checking account well? Worth knows that.

Utility bills

Pay utilities on time? Worth tracks that.

One account connects everything

Bank with Worth. Pay bills with Worth. Use wireless with Worth.

We see your whole story. Not just pieces.

We see how you handle money. That story opens doors.

You're not just a number.

Device financing. Directly from Worth.

As you show us you're reliable, we help you get a new phone. You pay for it with monthly payments over time. You own the phone. Worth decides yes or no based on what you do with your account—not on a credit check from another company. If you pay on time and use your account well, we say yes. That's fair.

Learn about device financing

Available at

Month 6

Example: iPhone 15

$33/mo

Instead of $800 upfront

✓No credit check needed
✓Approval based on your account
✓Own the phone outright

Progress without artificial milestones

As you live your life and use Worth, we recognize your reliability.

Month 1

Everything connects

Your rent. Your utilities. Your bank account. Your phone. We see all of it in one place. We start to know who you are.

Complete financial picture from day one

Financial coaching included

Worth teaches you at every step. Learn what payments mean. Build savings. Understand credit. Build wealth.

What makes Worth different

Traditional Credit

  • Only looks at credit reports
  • Doesn't see rent payments
  • Doesn't see utility bills
  • Doesn't see on-time payments
  • One-size-fits-all scoring

Limited view. Misses what matters. One-dimensional scoring.

Worth

  • Looks at what you actually do with money
  • Sees and rewards rent payments
  • Sees and rewards utility payments
  • Recognizes your payment reliability
  • Personalized recognition system

Complete picture. Recognizes real behavior. Built for real people.

What's new is that we can do this for millions of people now.

Common questions

Everything you need to know about building credit with Worth